100% TAILORED PLUMBERS INSURANCE AUSTRALIA
Plumbing Insurance That Protects Your Business, Tools & Peace of Mind
Tailored quotes from Australia’s top insurers. No stress. No jargon. Just cover you can count on when it matters most.
- Australian owned & trusted since 1984
- Only takes 30 seconds to request a quote
- 100% free quote – no obligation
- Trusted by 5,200+ Aussie businesses
Plumbing Insurance That Protects Your Business, Tools & Peace of Mind
Tailored quotes from Aussie insurers. No bull. No jargon. Just cover that gets the job done.
- 40+ Years of Trust. 100% Australian.
- It Only Takes 30 Seconds to Get Started
- 100% Free Quote – No Obligation
- Trusted by 5,200+ Aussie Businesses
Don’t settle for insurance that doesn’t fit your plumbing business
Running a plumbing business means you’re constantly exposed to unexpected risks—property damage, injuries, stolen tools, or even costly legal claims.
That’s why every plumber in Australia needs insurance that works as hard as you do. At EWiB, we’ve helped thousands of plumbing professionals—from sole traders to large companies—secure tailored insurance since 1984.
Our Australia-wide team understands the unique risks plumbers face and fights to get you fair cover at a fair price. Plus, you can request your quote online in just 30 seconds, with real people ready to help when you need us.
Why Choose Our Plumbing Insurance Services?
Whether you’re a one-man band or managing vans and apprentices, we tailor cover that grows with you.
A Real Human,
Start to Finish
A real human who gets plumbing businesses — not a pushy rep or chatbot.
We Compare the
Best Insurers
We shop the market for you — and make sure the policy actually fits your risks.
Paperwork?
Sorted.
We’ll remind you when renewals are due. Need a certificate for a client? Done.
Claims?
We Fight for You.
If something goes wrong, we help manage, and fight for your claim.
Tailored Cover.
Straight-up Pricing.
We find you the right cover for you — and we explain it in plain English.
We Know Plumbing
Risks Inside Out
Burst pipe? On-site injury? You're covered – no gaps, no jargon, no surprises.
AUSTRALIA-WIDE SUPPORT, LOCAL KNOW-HOW
Why Plumbers Trust Us Since '84?
Whether it’s regarding your claim, contract, insurance needs or helping you pay your premium on time, we’ve got your back.
Greg Rynenberg
Chief Executive Officer
Teneille Archer
Senior Insurance Advisor
Lewis Heslin
Insurance Advisor
Rawinia Lim
Head of Claims
Sam Freney
Insurance Advisor
Erin Crawford
Head of Operations
Christina Neylon
Head of Client Services: Commercial
Alicia Ward
Chief Marketing Officer
Alicia Newell
Executive Assistant
Rebecca Sawers
Chief Operating Officer
Insurance for plumbers in 3 easy steps
It Takes 30 Seconds to Get Started
Just share a few details about your work — we’ll handle the rest and find cover that fits. No pressure. No obligations.
INSURANCE FOR PLUMBERS IN AUSTRALIA
Everything You Need to Know
What is plumbers insurance and do I need it?
Plumbers insurance is specialised business insurance designed for plumbing professionals across Australia. If you’re running a plumbing business, you might find this type of coverage helpful for protecting against risks like public liability claims, property damage, and personal injury incidents that could occur during your work.
Public liability insurance may cover you if your plumbing work accidentally causes damage to a client’s home or business premises. This could include situations like a broken gas line or water damage from your work activities.
What might public liability insurance cover for plumbers?
Public liability insurance covers may include protection when your plumbing work accidentally causes property damage or personal injury to others.
This might cover situations like:
• Accidentally damaging a client’s yard or property
• Water damage from plumbing work
• Gas line damage during excavation
• Third party liability claims from your work
Keep in mind that what’s covered can vary between policies.
Do I need professional indemnity insurance as a plumber?
Professional indemnity insurance might be worth considering if you provide advice or design services as part of your plumbing business. This type of cover may help protect you against claims of negligence or professional duty breaches.
For example, if a client claims your advice about their plumbing system was incorrect and led to property damage, professional indemnity insurance might help cover legal costs and compensation costs.
What about tools insurance for plumbers?
Tools insurance could be important for protecting your expensive equipment and portable equipment. As a plumber, you might have thousands of dollars worth of tools and equipment that could be at risk of theft, damage, or loss.
This type of cover might include protection for:
• Portable property like tools and equipment
• Commercial motor vehicle contents
• Machinery and specialised plumbing equipment
• Replacement costs for stolen or damaged tools
Do plumbers need personal accident insurance?
Yes, personal accident insurance is highly recommended for sole traders and contractors. This insurance cover protects your income if an accident leaves you unable to work.
What's typically covered under plumbers insurance?
Plumbers insurance policies may include several types of cover:
• Public liability insurance for third party claims
• Professional indemnity for advice-related issues
• Tools insurance for your equipment
• Personal accident insurance if you’re injured at work
• Business interruption cover if you can’t work due to covered events
What’s typically covered can vary between insurers, so it’s worth comparing your options to find cover that suits your plumbing. business.
What's usually excluded from plumbers insurance?
Most policies will have exclusions, and what’s typically excluded might include:
• Intentional damage or deliberate acts
• Malicious damage you cause on purpose
• Work done without proper licensing
• Fines and penalties from regulatory bodies
• Pre-existing damage or faulty workmanship
Always check the policy documents to understand what might not be covered.
How much might plumbers insurance cost?
The cost of plumbers insurance can vary quite a bit depending on factors like:
• Size of your plumbing business
• Types of work you do
• Your claims history
• Coverage limits you choose
• Whether you’re a licensed plumber or plumbing company
Insurance for plumbers might range from a few hundred to several thousand dollars annually.
We help you to get quotes from different insurers so you can compare costs and coverage options.
Do I need business interruption cover?
Business interruption cover might be helpful if an insured event stops you from working. This could include situations where:
• Your tools are stolen and you can’t work
• You’re injured and temporarily can’t work
• Your business premises are damaged
This type of cover may help with lost wages and ongoing business expenses during the interruption period.
What if I accidentally damage a gas line?
If you accidentally damage a gas line or mains water supply during your work, public liability insurance might help cover the costs. This could include:
• Compensation costs to the gas company
• Legal fees if there’s a dispute
• Emergency repair costs
• Third party liability claims
Remember, if you accidentally rupture a gas line, you should contact the relevant authorities immediately for safety reasons.
Can I get cover for personal accident?
Personal accident insurance might provide cover if you’re injured while working. This could include:
• Medical expenses for accidental injury
• Lost wages if you’re temporarily unable to work
• Benefits if you’re permanently disabled
• Cover for illness related to your work
This type of cover might be particularly important if you’re a sole trader without other income protection.
What is the difference between public liability and professional indemnity insurance?
Great question! Business insurance is a broad term. It includes things like tool cover, vehicle cover, and even business interruption cover. Public liability insurance is specific: it protects you from claims if your plumbing work accidentally causes harm or damage to someone else.
How can I reduce the premiums on my plumbers insurance?
You can reduce premiums by demonstrating a low claim history, choosing higher deductibles, bundling policies, and ensuring you have proper safety measures and training in place.
Can plumbers get professional indemnity insurance too?
Absolutely. Professional indemnity insurance is important for plumbers who give advice, consult, or design plumbing systems. This insurance cover helps if someone claims your professional advice led to a problem.
